Reprinted from the Daily Sunstar.

Credit card debt and tax debt and Mortgage problems are common problems in American households and mortgage foreclosure are increasing week by week, month by month. We are the Guaranteed Loan Help Debt Group and we are here to offer an alternative to the debt negotiation firms that promise everything and deliver nothing. The Guaranteed Loan Help  Debt Group’s only has professional negotiators throughout the nation who are credit card debt settlement specialists. Our  professional negotiators will arbitrate your credit card debt, and often will negotiate a payment plan that will allow you to pay pennies on the dollar. 2006 year-end statistics show current credit card debt levels, overdue personal income taxes and increasing adjustable mortgage rates are the primary reasons why many Americans live from paycheck to paycheck. The Guaranteed Loan Help Debt Group’s professional negotiators can provide relief in the form of debt reduction for people like you so that you can become debt free and start fresh. Discharging credit card or tax debt through bankruptcy, debt consolidation programs, or installment agreements are not the only solutions. Moreover, the new bankruptcy rules have disqualified many hard-working Americans like you and Bankruptcy has huge economic and emotional down sides and takes a tremendous toll on your credit rating. Debt consolidation requires you to pay back 100% or more of your debt and many debt consolidation companies are funded by credit card companies. Installment agreements for taxes or credit cards only prolong your agony. The Guaranteed Loan Help Debt Group offers real relief in the form of an alternative to bankruptcy and debt consolidation called debt settlement and it truly works. Our professional negotiators utilize proven debt settlement and arbitration techniques to help rid you of credit card debt. Our professional negotiators will assist you in doing the same for your state tax debt and federal income tax debt so that you can regain control of your finances. Debt arbitration by professional negotiators is the clear choice to debt consolidation, debt elimination, or bankruptcy. We like to think that our professional negotiators "wrote the book" on debt relief. Our debt arbitration program provides instant relief and is an effective way to reduce your debt. In addition to providing you with instant debt relief our debt settlement program is simple to understand and easy follow. Our affiliated law firm’s debt arbitration specialists will negotiate a long or short-term debt reduction program with your creditors and our professional negotiators  tax firm will do the same with the Internal Revenue Service. In short, our professionals will provide immediate relief and quickly put you in a position to begin restoring your credit. Are Credit Card Companies, The IRS, State Taxing Authorities or Collection Companies Harassing You? Our  professional negotiators are specialists who will immediately put an end to creditor and IRS harassment because upon being accepted into our program, your creditors will stop calling you at home or work and will call our debt settlement and tax arbitration counselors instead. All correspondence from creditors relative to your debt arbitration will come directly to our professional negotiators who will immediately contact your creditors immediately after you enter our proven debt settlement program. Remember, our professional negotiators will provide immediate relief because they deal with your creditors for you. We get you out of debt fast and immediately help your cash flow. We are debt settlement negotiators that will negotiate settlements with your creditors or our professional negotiators will negotiate with the IRS or state tax agency. The result may be a settlement of pennies on the dollar. Our proven debt settlement programs allow you to pay back a fraction of what you owe as quickly as possible. You will make monthly payments based on projected settlement amounts which are typically lower than the amounts you currently pay the credit card companies so you will retain more of your hard earned dollars for the people that are important: you and your family! Now that is real debt relief! The Guaranteed Loan Help Debt Group is committed to providing the highest level of customer service. The success of our debt settlement program rests solely on the relationships we build with our clients and with consumer lending institutions. These relationships are built on trust, understanding, and mutual respect. Our professional negotiators have two goals in mind: debt reduction and financial freedom. So why not conquer your debt without the devastating effects of bankruptcy? Our debt settlement program will make you debt free far sooner than other credit counseling programs without the terrible blemish of a bankruptcy on your record.